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Continuation of the temporary LTV adjustment for buy-to-let consumer residential real estate loans CSSF Regulation No. 24-10 of 30 December 2024 extends a temporary adjustment to CSSF Regulation N° 20-08 which regulates maximum LTV ratios applicable to residential real estate loans for immovable

On 10 September 2024, the Luxembourg Consumer Code was amended by a Law of 27 August 2024 (the " Amending Law"). The Consumer Code regulates, amongst other things, contracts concluded between professionals and consumers (i.e. natural persons who are acting for purposes outside of a commercial

Overview The European Union's financial sector's digital operational resilience is undergoing significant enhancement through the implementation of Regulation (EU) 2022/2554 (“ DORA ” or the " Regulation") and Directive (EU) 2022/2556 (the “ Directive ”) both adopted on 14 December 2022

Basel III finalisation: CRD VI and CRR III have been published The Capital Requirements Directive ( Directive 2013/36/EU), and the Capital Requirements Regulation ( Regulation 2013/575/EU) and aiming to ensure resilience of the EU banking sector against economic shocks, have been amended to

On 3 July 2024, the draft law No. 8185 (the “ Draft Law”) has been voted on for the first time before the Luxembourg Parliament ( Chambre des Députés ) . A second vote on the Draft Law by the Luxembourg Parliament is normally required under the Luxembourg Constitution but it is expected that as

Following the entry into force of the Luxembourg law of 7 August 2023 on business continuation and modernisation of bankruptcy law (the “ Law”) on 1 November 2023, the Luxembourg courts have handed down several decisions clarifying the scope of application of judicial reorganisation proceedings, the